Artificial Intelligence in Delegated Authority
The new rules of the market
This whitepaper explores the market forces, regulatory imperatives, and strategic architecture shaping AI adoption across the UK delegated authority market, written for managing agents, coverholders, Lloyd’s brokers, and DCAs navigating the next phase of insurance operations.
In February 2026, roughly one trillion dollars was wiped from software valuations in what became known as the “SaaSpocalypse.” At the same time, the FCA placed delegated authority oversight and AI governance on the same regulatory agenda. Over the next 12 to 24 months, the firms that build AI-ready delegated authority infrastructure will separate themselves from those still relying on fragmented bordereaux processes and manual oversight.
Written by Paul Templar, CEO of VIPR Solutions. VIPR leads the Delegated Authority technology market, with over £10 billion in gross written premium flowing through the platform annually.

Bordereaux Backlogs.
Compliance Risks.
Spreadsheet Chaos.
Don't Scale Chaos.
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